Kirsten Hamling | Mortgage Blog

Kirsten Hamling is the VP of Corporate Marketing at Cherry Creek Mortgage.

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The Worst Advice I’ve Ever Heard About Mortgage

Buying a home is a task that every American has fantasized about. Whether it be the location, the master bath, or the kitchen counters, we all have ideas about what our future homes will be like. While those who share advice do so out of kindness and good intent, their guidance might not be practical […]

3 Mortgages

3 Mortgage Self-Help Books Worth A Read

As we age and start our own families, we meet new life circumstances and needs. One of these main changes involves finding a place to raise children and growing old with a significant other. Everyone has heard someone talking about first time home buying or applying for a mortgage loan, but many don’t know what this involves. […]

Closing Costs- What Are They?

Closing Costs: What Are They?

Closing on a house is an exciting time for all involved. But what many don’t anticipate is that there is a cost to closing on a house. These end-of-sale costs, or closing costs as they’re called in the industry, vary state to state and situation to situation, but will typically always occur during the purchase […]

Buying A Foreclosed Home

Buying A Foreclosed Home

If you’re scrolling through your various real estate apps to find a potential new home and see a low price listed on a house that seems out of place, it’s likely that the home is in foreclosure. Purchasing a foreclosed home can be a tricky process, however, and there are certainly pros and cons in […]

Common Down-Payment Options

If you believe the conventional wisdom, buying a home means putting down a 20% down payment on the property. That’s a daunting amount of money. The median sales price for an already-existent home in the US is $244,800 –meaning that the down payment alone would be a whopping $48,960. Those kinds of numbers have homebuyers […]

Refinancing Your Mortgage

Refinancing Your Mortgage

Throughout the course of your mortgage and homeownership, you may come across opportunities to refinance your payments. There are several safe ways to refinance your mortgage and key times to do so. Here, I’ll walk you through the most commonly practiced reasons and options available in today’s market to help you refinance your payments for […]

Common Signs of a Mortgage Scam

Common Signs of a Mortgage Scam

Deciding to purchase a home should be a joyous time, but for some, it can be a nightmare. As technology grows and threats of hackers and online security arise, everyone, with or without an online presence, needs to be well-informed on how to spot a scam. For potential homeowners, scams can come when you least […]

Kirsten Hamling gives tips on maintaining and building a high credit score.

How to Keep Your Credit Score High

When purchasing a home, your credit score will play an important role while looking for the best financing options available to you. Even though maintaining your credit integrity is a necessary step that everyone must master, many are afraid of the topic- improving a poor score can seem like a daunting task, and keeping a […]

Millennials and Mortgages: Best Practices When Purchasing a Home

Deciding to buy a home should be nothing but a happy and celebrated moment. But for so many, that moment’s joy is squandered when the fear of financials start creeping in. Looking at trends in the marketplace, there is one generation in particular that is not jumping-at-the-bit to willingly purchase a home: Millennials.   “Millennials” […]

Real Estate Team

Loans, Lenders, Brokers, and Agents: Know the Difference

Buying a home is an exciting chapter of life, however if you’re a first time buyer, it can be stressful to learn the language of real estate. As the real estate process can be overwhelming, understanding the different aspects of the home purchasing process can help cut the various thoughts of anxiety that may run through your head. Here are the top definitions you’ll run through frequently when buying a home.

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